Every stage of wealth, under one roof.
Most of our clients are families who have built something meaningful and want it to last. We also love meeting people who are just getting started.
Families & individuals
You have worked hard to build what you have. We help you protect it, grow it and keep the whole family on the same page.
- A written plan for every goal, not just a portfolio
- Estate, gifting and trust coordination with your attorney
- Tax-aware investing across all of your accounts
- Introductions to the next generation, on your terms
Most families come to us with accounts in several places and a feeling that no one is looking at the whole picture. We start there: one plan, one view, one team.
Retirees
Retirement changes the job your money has to do. We turn savings into dependable income and keep a reserve so a rough market does not force a bad decision.
- Retirement income and withdrawal planning
- A cash flow reserve for near-term spending
- Social Security and Medicare timing
- Required distributions and tax-smart withdrawals
We plan the paycheck first, then invest to support it. You will know where next year's income is coming from before the year starts.
Business owners
For owners, the business and the family balance sheet are one story. We plan for both, including the day you step away.
- Personal and business plans that work together
- Succession and exit planning
- Key person and buy-sell insurance
- A retirement plan for you and your employees
We work alongside your CPA and attorney so the business, the family and the exit plan all line up.
Young professionals
Doctors, entrepreneurs and rising earners: the decisions you make in your thirties and forties matter most. Start with what you have. We will help you build from there.
- 401(k), Roth and savings priorities
- Equity compensation and bonus planning
- Insurance and disability coverage
- Book online and meet by video if that is easier
No minimum to start a conversation. Zack and Ben offer video meetings and online scheduling that fit around a busy week.
Non-profits & foundations
Boards need a steady hand and a clear process. Our advisors serve on endowment and finance committees themselves, so we know the questions you will be asked.
- Investment policy statements
- Endowment and reserve management
- Board-ready reporting
- Donor-advised fund management
We present to your committee, write in plain language, and keep the process documented so new board members can pick it up quickly.
Corporate retirement plans
We help plan sponsors meet their fiduciary duties and help employees actually use the benefit you are paying for.
- Fiduciary support for plan sponsors
- Investment menu review and monitoring
- Participant education and enrollment meetings
- Fee benchmarking
Retirement plans are a meaningful part of our practice. Sara handles participant and sponsor processing so your HR team is not left holding the details.
“Know what you own, and know why you own it.”
Peter Lynch
Let's start with a conversation.
Thirty minutes, no obligation. Meet at our office on the river or by video.