One clear fee. No surprises.
You pay a single advisory fee based on the assets we manage. The rate goes down as your assets grow, and it never goes above 1%.
The full schedule.
Each rate applies only to the assets within that tier. Move the slider to see an estimate for your portfolio.
| Assets under management | Annual rate |
|---|---|
| First $1,000,000 | 1.00% |
| Next $1,000,000 (to $2M) | 0.85% |
| Next $1,500,000 (to $3.5M) | 0.75% |
| Next $1,500,000 (to $5M) | 0.50% |
| Next $5,000,000 (to $10M) | 0.40% |
| $10,000,001 and up | Negotiable |
Illustration only. Fees are billed according to your advisory agreement. See Form ADV Part 2A for complete fee information.
The whole team, the whole plan.
Your advisory fee isn't just for picking investments. It covers the planning and coordination that make the investments make sense.
Planning
- A written financial plan
- Retirement income planning
- Education and gifting strategies
Investing
- Portfolio management in TMB's models
- Rebalancing and tax-aware decisions
- Cash flow reserve management
Coordination
- Working with your CPA and attorney
- Insurance and risk reviews
- Regular reviews with your team
Fee questions, answered plainly.
Still curious? Ask an advisor. We're happy to walk through it.
How is the fee calculated?
The fee is tiered. You pay 1.00% on the first $1 million, 0.85% on the next $1 million, and so on down the schedule. Each rate only applies to the dollars inside that tier, so your blended rate is always lower than the top rate.
Is there anything else I pay TMB?
TMB is paid through the advisory fee described in your agreement. Some investments, such as mutual funds and ETFs, have their own internal expenses, and custodians may charge certain account fees. We'll show you all of it up front. Complete details are in our Form ADV Part 2A.
Who holds my money?
Your assets are held in your name at an independent, third-party custodian. TMB manages the accounts, but we don't hold your money ourselves.
Is there an account minimum?
We work with people at every stage, including young professionals just getting started. Start with a conversation and we'll talk about the right fit.
What about portfolios above $10 million?
Fees for assets above $10 million are negotiable. We'll put a schedule in writing before you sign anything.
Let's start with a conversation.
Thirty minutes, no obligation. Meet at our office on the river or by video.